Not All Fuel Cards Are Created Equal—Here’s How to Pick the Right One
With so many fuel card options available, how do you choose the best one for your business?
Whether you're managing a fleet, running a logistics company, or looking for ways to cut costs on fuel, selecting the right fleet fuel card can make a huge difference. But not all fuel cards are created equal - some come with hidden fees, limited discounts, or restrictions that can make your life harder instead of easier.
So, how do you pick the best fuel card? Let’s break down the key factors so you can make an informed decision.
What to Look for in a Fuel Card
1. Fees & Hidden Costs
Not all fuel cards are as "free" as they claim. Many come with sneaky fees, such as:
Sign up fees
Monthly service fees
Transaction fees (yes, they charge you just to use the card!)
Late payment penalties
In-network vs. out-of-network surcharges
With the RCPA Fuel Card, there are no monthly fees, no sign-up fees, and no transaction fees - so your savings are simplified (and actually stay in your pocket).
2. Discounts That Actually Matter
One of the biggest perks of a logistics fuel card is access to fuel discounts. But here’s the catch—not all discounts are created equal.
The RCPA Fuel Card offers 8 cents off per gallon of unleaded and 12 cents off per gallon of diesel at over 21,000 premier fuel stops.
Even outside the premier network, you still get 3 cents off unleaded and 5 cents off diesel anywhere Mastercard is accepted.
The RCPA Fuel Card also offers other member benefits through its partnerships and discount offerings with essential business services.
One of the biggest perks of a logistics fuel card is access to fuel discounts. But here’s the catch—not all discounts are created equal.
The RCPA Fuel Card offers 8 cents off per gallon of unleaded and 12 cents off per gallon of diesel at premier vendors.
Even outside the premier network, you still get 3 cents off unleaded and 5 cents off diesel anywhere Mastercard is accepted.
Unlike percentage-based savings, which fluctuate with fuel prices, flat per-gallon savings are more reliable, especially when fuel prices are lower. This means consistent savings you can count on.
3. Where Can You Use It?
A fuel card isn’t very useful if it only works at a handful of gas stations. Before signing up, check:
Network coverage (nationwide vs. regional)
Brand restrictions (some cards lock you into one or two fuel brands)
Acceptance at major truck stops
The RCPA Fuel Card is accepted wherever Mastercard is accepted, giving you unmatched flexibility and convenience at over 160,00 fuel stops as well as over 400,000 maintenance locations. (Learn more)
Which Fuel Card is Best for You?
Choosing the right fuel card depends on your unique business needs. The best way to find out if the RCPA Fuel Card is the right fit? Talk to a dedicated account manager!
We offer a free fuel analysis to evaluate your fleet size, fuel usage, and routes to determine how much you could save.
If you’re a FedEx contractor, a FedEx fuel card tailored to your routes and needs will save you the most. The RCPA Fuel Card was designed with logistics businesses in mind, offering maximum discounts, no hidden fees, and a wide acceptance network.
Ready to Start Saving?
Your business deserves a fuel card that works as hard as you do. The RCPA Fuel Card gives you competitive discounts and unmatched convenience with no extra fees.
