Risky Business? Not Anymore
Workers’ compensation insurance isn’t optional—it’s a necessity for any business with employees. But that necessity comes at a cost. Depending on your industry, workers’ comp premiums can range from $500 to over $3,000 per employee per year, adding up quickly for small businesses.
At RCPA, we know every dollar counts, which is why we’re always looking for ways to help our members save. Through our partnership with OVD Insurance, RCPA members now have access to an exclusive 5% group discount on workers’ comp coverage.
OVD isn’t just another insurance provider—they’re a trusted partner with a track record of competitive rates, efficient claims handling, and risk management strategies that help businesses like yours control costs while staying compliant.
NEW Exclusive 5% Group Discount on Workers’ Comp Insurance with OVD Insurance
Why Does Worker’s Comp Matter?
✅ Covers medical care and lost wages for employees injured on the job.
✅ Protects your business from legal liability associated with workplace injuries.
✅ Ensures your workforce remains safe and that your operations continue smoothly.
Why Choose OVD?
✅ Competitive rates and top-tier support, just like the service you value at RCPA.
✅ A proven track record in efficiently handling claims with a customer-first approach.
✅ A commitment to reducing risk and controlling costs for businesses like yours.
Stay Prepared with Our FREE Post-Accident Checklist
Be proactive in protecting your team. Our Post-Accident Checklist provides a step-by-step guide to help employees navigate the aftermath of an accident with confidence.
Fuel Prices Are Cruisin’ Down—Not Your Savings!
As fuel prices continue to drop across the U.S., the RCPA Fuel Card still gives you 8¢ off per gallon at premier fuel stops. Unlike cashback cards—where savings shrink as prices decline—you’ll always enjoy consistent savings.
No matter if you're filling up at $3.50 or $2.50 per gallon, you'll always save on your 30-gallon tank.
On Our Radar: Insurance Edition
We’ve pulled together some key insights shaping the insurance industry today.
Using Data & AI to Fight Workers' Compensation Insurance Fraud
Insurers are leveraging AI and data analytics to combat workers' compensation fraud, which costs billions annually. Smarter technology means more protection for honest businesses.
Trucking Insurance Concerns Go Beyond High Premiums
Insurance costs remain high, but regulators are tackling coverage gaps—especially for zero-emission fleets. Meanwhile, cybersecurity threats and litigation expenses continue to drive industry-wide risk management efforts.
U.S. Personal Lines Insurance Outlook Stabilizes for 2025
Despite ongoing cost challenges, AM Best has upgraded the U.S. personal lines insurance outlook to stable for 2025. Improved pricing, regulatory support, and better investment yields are all contributing factors.
